Terms & Conditions

Last Updated: 05 October 2023

1. Acceptance of Terms

By using the services provided by Kayi App, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please refrain from using our services.

2. Eligibility

To use our services, you must:

• Be at least 18 years old or the legal age of majority in your jurisdiction.
• Provide accurate and up-to-date information during registration.
• Comply with all applicable laws and regulations.

3. Account Registration

• To access certain features of our services, you may be required to create an account. You are responsible for maintaining the confidentiality of your account information.
• You are solely responsible for all activities that occur under your account.
• You must promptly notify us of any unauthorized use of your account.

4. Services

• Our services may include financial products, payment processing, and related features. We reserve the right to modify, suspend, or terminate any aspect of our services at any time.
• We do not provide financial advice, and our services should not be considered as financial advice or recommendations.

5. Financial Transactions

• When using our services for financial transactions, you agree to provide accurate and complete information.
• You are responsible for all transactions initiated through your account.
• We may impose transaction limits and fees, which will be disclosed to you before processing.

6. Privacy and Data

• Our Privacy and Data Safety Policies, available at https://kayi.ng/privacy-policy and https://kayi.ng/data-safety, explains how we collect, use, and protect your personal information. By using our services, you consent to the practices described in the Privacy Policy.

7. Prohibited Activities

You agree not to:

• Use our services for illegal or fraudulent activities.
• Use our services to harass, defame, or harm others.
• Attempt to circumvent our security measures or access data not intended for you.
• Interfere with the operation of our services or use automated systems.

8. Intellectual Property

• All content and materials on our website and mobile applications, including logos, trademarks, and software, are owned or licensed by us and are protected by intellectual property laws.
• You may not use, copy, or reproduce our intellectual property without our express permission.

9. Termination

We reserve the right to suspend or terminate your account or access to our services at our discretion, with or without notice, for any reason, including violations of these Terms and Conditions.

10. Limitation of Liability

• We are not liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our services.
• Our liability is limited to the maximum extent permitted by Nigerian law.

11. Governing Law and Jurisdiction

These Terms and Conditions are governed by and construed in accordance with the laws of Nigeria. Any disputes arising out of or related to these Terms and Conditions will be subject to the exclusive jurisdiction of the courts in Nigeria.

12. Changes to Terms and Conditions

We may update these Terms and Conditions from time to time. Any changes will be posted on our website, and the revised terms will be effective immediately.

13. Contact Us

If you have any questions or concerns regarding these Terms and Conditions, please contact us at:

61, Maganda Road, Nasarawa, Kano, Nigeria

0800-000-KAYI (0800-000-5294)

help@kayi.ng